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Debt-to-Income Ratio Calculator

Calculate debt-to-income ratio from monthly debt obligations and gross monthly income.

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Calculator inputs

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Your result

Calculated from the values above
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Debt-to-income ratio$83.33 %Primary calculated value
Monthly debtSupporting metric
$1,000.00
CalculationBased on your current inputs
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How it works

Method, formula and practical notes

Divide recurring monthly debt obligations by gross monthly income.

FormulaDTI = Monthly debt payments ÷ Gross monthly income × 100.
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  • Lenders can define qualifying income and debt differently.
Calculator guide

Debt-to-Income Ratio Calculator

Calculate debt-to-income ratio from monthly debt obligations and gross monthly income.

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functions

Formula

DTI = Monthly debt payments ÷ Gross monthly income × 100.

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How it works

Divide recurring monthly debt obligations by gross monthly income.

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Assumptions & notes

  • Lenders can define qualifying income and debt differently.